Terms and Conditions

Use of the site

These Terms and Conditions govern access to and use of the Naxsol Finanza site (naxsolenterprises.it), operated by Naxsol Enterprises Ltd, registered at Vasili Michailidi 9, Lemesos 3026, Cyprus. By accessing the site or using its features — browsing comparisons, subscribing to the newsletter, filling in product request forms, using the support chat or the financial quiz — you fully accept these Terms. If you do not agree with any part of these conditions, please do not use the site. We reserve the right to change the content, features or these Terms at any time, publishing the updated version on this page with the date of last update.

Nature of the service

Naxsol Finanza is an independent comparison site that presents, in summary form, the main features of credit cards, bank accounts, personal loans and savings accounts offered by third-party banks and financial institutions. The service is purely informational and editorial in purpose and does not in any way constitute financial, credit, tax or investment advice, nor a personalised recommendation under applicable law. The published information does not take into account your specific financial, personal or asset situation: before subscribing to any product you must assess your own situation independently, if necessary with the help of a licensed financial or credit advisor.

Compensation and partnerships with partners

Naxsol Finanza in some cases receives a commission from partner banks and financial institutions when a user applies for a product through the links or forms on the site. This remuneration model, common to comparison sites, does not affect the objectivity of our analyses: the criteria for selecting, ranking and rating products remain independent of the existence or size of any commercial agreements. Where a product is flagged as "Best offer", this reflects an editorial assessment based on cost, conditions and user feedback, not a paid ranking position.

Accuracy of information

We work to update rates, fees, conditions and product features daily; however, this information is indicative in nature and may change without notice by the issuing institutions. TAN, APR (TAEG), fees, bonuses and limits shown on the site are representative examples and may not reflect the conditions actually applied to your profile. We invite you to always verify the current conditions directly with the institution or partner before subscribing to a product: Naxsol Enterprises Ltd does not guarantee the accuracy, completeness or currency of the published information and is not liable for any discrepancy with the offer actually proposed by the partner.

Limitation of liability

To the maximum extent permitted by applicable law, Naxsol Enterprises Ltd is not liable for direct, indirect, incidental or consequential damages arising from use of the site, reliance on the published information, or the subscription to products offered by third parties. The contractual relationship relating to a financial product is established exclusively between you and the institution providing it: Naxsol Finanza acts only as an informational intermediary and is not a party to that relationship, nor a guarantor of the obligations assumed by the partner institution. The site is provided "as is", without guarantees of continuous availability or absence of errors.

Intellectual property

All content on the site — text, logos, graphics, images, structure and code — is the property of Naxsol Enterprises Ltd or its respective licensors and is protected under applicable intellectual property law. Reproducing, distributing or modifying the site's content without prior written authorisation is prohibited, except for personal, non-commercial use within the limits permitted by law.

Minimum age of use

Use of the site and requesting the financial products presented are reserved to persons of legal age, 18 or older, resident in Italy. By using the site you declare that you meet the required age requirements; we reserve the right to refuse or discontinue the service where it is established that these requirements are not met.

Governing law and jurisdiction

These Terms and Conditions are governed by the law of Cyprus and, to the extent applicable to users resident in Italy, by the mandatory provisions of Italian and European consumer protection law. For any dispute relating to the interpretation or performance of these Terms, and without prejudice to the mandatory jurisdiction of the consumer's forum provided for by law, the courts of Lemesos, Cyprus shall have jurisdiction. Before taking any legal action, we invite you to contact us at info@naxsolenterprises.it to seek an amicable solution.