How Naxsol Finanza works

Comparing credit cards, bank accounts, loans and savings accounts shouldn't be complicated. Naxsol Finanza gathers the public conditions of banks operating in Italy in one place and organises them into a simple path, designed to take you from your first search to applying for the right product in just a few minutes.

Our method is based on four steps that we repeat for every product category: we compare the available offers, we verify that the published data is up to date, we guide you through the application at the institution you've chosen, and finally we measure how much you can save compared with a contract chosen without comparing. Below you'll find the details of each step, along with a transparent explanation of how our business model works.

1. Compare

Every month we review the offers of credit cards, bank accounts, personal loans and savings accounts from Italy's leading banks, comparing APR (TAEG), fees and cashback in a single table.

2. Verify

Before publishing a product page we check the official key information documents from the institutions: if a condition changes or an offer expires, we update the data within 24 hours of verification.

3. Apply

When you find the right product, click "Apply now": a simple form opens that puts you in touch with an advisor from the partner bank, at no cost and with no obligation.

4. Save

By choosing the product with the best conditions for your profile, you can reduce fees, interest and commissions, achieving real savings compared with a contract chosen at random.

A genuinely independent comparison

Naxsol Finanza does not belong to any bank, insurance company or financial group. The editorial team that curates the comparisons works separately from those who manage commercial agreements with partners, so no institution can ask us to change a rating or hide an unfavourable condition. Every product page shows the same criteria for all institutions — APR (TAEG), fee, cashback and rating — calculated with the same analysis grid, regardless of who pays the highest commission. If you'd like to know more about our method and our editorial team, read the About us page.

How we earn, at no cost to you

Using Naxsol Finanza is, and will always remain, free. Our business model is based on affiliate commissions: when you apply for a product through the "Apply" step of our process, the partner bank may pay us a referral fee, without this involving any extra cost to you. This fee never affects the order or score of the product pages: the "Best offer" badge reflects the highest rating in our analysis grid, not the most profitable commercial agreement. For more detailed questions about how the service works, see our FAQ.