Disclaimer

1. Nature of the service

Naxsol Finanza (naxsolenterprises.it) is an independent comparison site operated by Naxsol Enterprises Ltd, registered at Vasili Michailidi 9, Lemesos 3026, Cyprus. The site presents, in summary form, the features of credit cards, bank accounts, personal loans and savings accounts offered by third-party banks and financial institutions operating in Italy. Naxsol Finanza is not a bank, a financial intermediary or a credit advisor: the service is purely informational and editorial in purpose.

2. No financial advice

No content published on this site constitutes financial, credit, tax, legal or investment advice, nor a personalised recommendation under applicable law. The information does not take into account your specific financial, personal or asset situation: before subscribing to any product, we invite you to assess your own situation independently, if necessary with the help of a licensed financial or credit advisor.

3. Affiliate compensation

Naxsol Finanza in some cases receives an affiliate commission from partner banks and financial institutions when a user applies for a product through the links or forms on the site. This compensation is never charged to the user and does not affect the objectivity of our analyses: the criteria for selecting, ranking and rating products remain independent of the existence or size of any commercial agreements with individual partners.

4. Accuracy of information

We work to verify rates, fees and product conditions daily; however, this information is indicative in nature and may change without notice by the issuing institutions. Naxsol Enterprises Ltd does not guarantee the accuracy, completeness or ongoing currency of the published data and is not liable for any discrepancy with the offer actually proposed by the partner at the time of the request.

5. Representative examples

The rates, fees and amounts shown on product pages — including the representative examples listed under each card or loan, such as "€1,200 credit limit, 34.9% APR (TAEG) variable" — are purely illustrative and do not constitute a contractual offer. The conditions actually applicable to you depend on the creditworthiness assessment carried out by the institution and may differ from those published.

6. User decisions

Every decision relating to requesting or subscribing to a financial product is the sole responsibility of the user. Naxsol Finanza provides comparison and information tools, but in no way replaces the personal assessment each user must make in relation to their own objectives, repayment capacity and overall financial situation.

7. Third-party products

The financial products presented on the site are provided exclusively by third-party banks and financial institutions. The contractual relationship relating to a product is established solely between the user and the institution providing it: Naxsol Finanza acts only as an informational intermediary and is not a party to that relationship, nor a guarantor of the obligations assumed by the partner institution or the quality of the service it offers.

8. Limitation of liability

To the maximum extent permitted by applicable law, Naxsol Enterprises Ltd is not liable for direct, indirect, incidental or consequential damages arising from use of the site, reliance on the published information, or the subscription to products offered by third parties. The site is provided "as is", without guarantees of continuous availability, absolute accuracy or the absence of typographical or update errors.

9. External links

The site may contain links to third-party sites, including partner institutions. Naxsol Finanza does not control the content of such external sites and is not responsible for the information, privacy practices or contractual terms applied by these parties. The presence of a link does not imply endorsement or a guarantee by Naxsol Finanza.

10. Editorial content and dates

The guides, blog articles and comparison tables published on the site show a publication date or last-updated date, indicating when the data was verified by our editorial team. Some editorial content may refer to market conditions published at a specific point in time and may no longer be current when you read it: always verify the current conditions directly with the institution concerned.

11. Age requirements (18+)

Use of the site and requesting the financial products presented are reserved to persons of legal age, 18 or older, resident in Italy. By using the site you declare that you meet the required age requirements; we reserve the right to refuse or discontinue the service where it is established that these requirements are not met.

12. Intellectual property

All content on the site — text, logos, graphics, images, structure and code — is the property of Naxsol Enterprises Ltd or its respective licensors and is protected under applicable intellectual property law. Reproducing, distributing or modifying the site's content without prior written authorisation is prohibited, except for personal, non-commercial use within the limits permitted by law.

13. Changes to this disclaimer

We reserve the right to change this disclaimer at any time, to reflect regulatory, service or remuneration model changes. The updated version is published on this page with the date of last update: we invite you to check it periodically.

14. Governing law and contact

This disclaimer is governed by the law of Cyprus and, to the extent applicable to users resident in Italy, by the mandatory provisions of Italian and European consumer protection law. For any question relating to this disclaimer, you can write to info@naxsolenterprises.it or through the form on the Contact page.