/* Naxsol Finanza — Design System "Blu Istituzionale" */

/* Fonts */
@font-face{font-family:'Libre Franklin';src:url('/assets/fonts/LibreFranklin-400.woff2') format('woff2');font-weight:400;font-style:normal;font-display:optional}
@font-face{font-family:'Libre Franklin';src:url('/assets/fonts/LibreFranklin-500.woff2') format('woff2');font-weight:500;font-style:normal;font-display:optional}
@font-face{font-family:'Libre Franklin';src:url('/assets/fonts/LibreFranklin-600.woff2') format('woff2');font-weight:600;font-style:normal;font-display:optional}
@font-face{font-family:'Libre Franklin';src:url('/assets/fonts/LibreFranklin-700.woff2') format('woff2');font-weight:700;font-style:normal;font-display:optional}
@font-face{font-family:'Source Serif 4';src:url('/assets/fonts/SourceSerif4-600.woff2') format('woff2');font-weight:600;font-style:normal;font-display:optional}
@font-face{font-family:'Source Serif 4';src:url('/assets/fonts/SourceSerif4-600italic.woff2') format('woff2');font-weight:600;font-style:italic;font-display:optional}

/* Tokens */
:root{
  --bg:#F7F8FA;
  --ink:#101C2E;
  --primary:#14304F;
  --primary-h:#0D2138;
  --brass:#B98A2F;
  --brass-d:#9E7523;
  --brass-wash:rgba(185,138,47,.08);
  --hairline:#E3E7ED;
  --panel:#101C2E;
  --white:#fff;
  --muted:#5A6675;
  --star-empty:#D7DCE3;
  --sans:'Libre Franklin',system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;
  --serif:'Source Serif 4',Georgia,'Times New Roman',serif;
  --sh-1:0 1px 2px rgba(16,28,46,.04),0 2px 6px rgba(16,28,46,.05);
  --sh-2:0 4px 10px rgba(16,28,46,.06),0 12px 28px rgba(16,28,46,.08);
  --sh-3:0 10px 24px rgba(16,28,46,.10),0 28px 60px rgba(16,28,46,.14);
  --r-card:12px;
  --r-btn:8px;
  --ease:cubic-bezier(.22,.61,.21,1);
  --cookie-h:0px;
}

/* Reset / base */
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;font-family:var(--sans);font-weight:400;font-size:16px;line-height:1.6;color:var(--ink);background:var(--bg);-webkit-font-smoothing:antialiased}
[hidden]{display:none!important}
h1,h2,h3,h4,h5,h6{margin:0 0 .5em;line-height:1.18;font-weight:700;letter-spacing:-.01em;overflow-wrap:break-word;word-break:break-word}
h1{font-size:clamp(30px,4.4vw,50px)}
h2{font-size:clamp(24px,3.2vw,36px)}
h3{font-size:clamp(19px,2.2vw,23px)}
p{margin:0 0 1em}
a{color:var(--primary);text-decoration:none;overflow-wrap:break-word;word-break:break-word}
a:hover{color:var(--brass)}
img,svg,picture{max-width:100%}
img{height:auto;display:block}
ul,ol{margin:0 0 1em;padding-left:1.2em}
strong{font-weight:600}
button{font-family:inherit}
:focus-visible{outline:2px solid var(--brass);outline-offset:2px}

.container{max-width:1200px;margin-inline:auto;padding-inline:clamp(16px,4vw,32px)}
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
.section{padding-block:clamp(28px,7vw,58px)}
.section-head{margin-bottom:clamp(24px,4vw,44px)}
.section-head p{color:var(--muted);margin-bottom:0}
.lede{font-size:clamp(17px,1.6vw,19px);color:var(--muted)}
.prose h2,.blog-post h2,.legal-content h2{margin-top:1.7em}
.prose h3,.blog-post h3,.legal-content h3{margin-top:1.4em;margin-bottom:.6em}
.prose>h2:first-child,.prose>h3:first-child{margin-top:0}

/* Icons */
.icon{width:20px;height:20px;flex:0 0 auto;display:inline-block;vertical-align:middle}
.icon-sm{width:16px;height:16px}
.icon-lg{width:28px;height:28px}

/* Buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:.5em;padding:12px 20px;border:1px solid transparent;border-radius:var(--r-btn);font-family:inherit;font-weight:600;font-size:15px;line-height:1.2;cursor:pointer;text-align:center;transition:background-color .2s var(--ease),color .2s var(--ease),border-color .2s var(--ease),box-shadow .2s var(--ease),transform .12s var(--ease);user-select:none;-webkit-tap-highlight-color:transparent}
.btn:active{transform:translateY(1px)}
.btn--primary{background:var(--primary);color:#fff}
.btn--primary:hover{background:var(--primary-h);color:#fff}
.btn--brass{background:var(--brass);color:var(--ink)}
.btn--brass:hover{background:var(--brass-d);color:var(--ink)}
.btn--ghost{background:transparent;color:var(--ink);border-color:var(--hairline)}
.btn--ghost:hover{border-color:var(--primary);color:var(--primary);background:#fff}
.btn--full{width:100%}
.btn--sm{padding:9px 16px;font-size:14px}

/* Header (two rows) */
.site-header{position:sticky;top:0;z-index:200;background:#fff;border-bottom:1px solid var(--hairline);overflow:hidden}
.hdr-top{position:relative;z-index:2;background:#fff}
.hdr-top{display:flex;align-items:center;justify-content:space-between;gap:24px;padding-block:14px}
.brand{display:inline-flex;align-items:center;gap:10px;font-weight:700;font-size:19px;letter-spacing:-.01em;color:var(--ink);user-select:none;-webkit-tap-highlight-color:transparent}
.brand:hover{color:var(--ink)}
.brand b{font-weight:700}
.brand span{color:var(--brass)}
.nav{display:flex;align-items:center;gap:2px}
.nav a{padding:8px 14px;border-radius:6px;font-weight:500;font-size:15px;color:var(--ink);transition:color .18s var(--ease),background-color .18s var(--ease)}
.nav a:not(.nav-cta):hover{color:var(--brass);background:var(--brass-wash)}
.nav a[aria-current="page"]:not(.nav-cta){color:var(--brass)}
.hdr-bar{position:relative;z-index:1;display:flex;align-items:center;gap:16px;padding-block:9px;border-top:1px solid var(--hairline);transition:margin-top .32s var(--ease),opacity .25s var(--ease)}
.site-header.hdr-collapsed .hdr-bar{margin-top:calc(var(--hbh,63px) * -1);opacity:0;pointer-events:none}
@media (prefers-reduced-motion:reduce){.hdr-bar{transition:none}}
.hdr-contacts{display:flex;align-items:center;gap:22px;flex-wrap:wrap;min-width:0}
.hdr-contacts a{display:inline-flex;align-items:center;gap:7px;font-size:14px;font-weight:500;color:var(--muted)}
.hdr-contacts a:hover{color:var(--brass)}
.hdr-contacts .icon{color:var(--brass)}
.lang-switch{display:inline-flex;align-items:center;margin-left:auto;user-select:none;-webkit-tap-highlight-color:transparent}
.ls-track{position:relative;width:56px;height:30px;flex:0 0 auto;border-radius:999px;background:var(--primary);box-shadow:inset 0 1px 3px rgba(16,28,46,.35)}
.ls-lab{position:absolute;top:2px;width:26px;height:26px;display:flex;align-items:center;justify-content:center;font-size:11px;font-weight:700;color:rgba(255,255,255,.72);z-index:1;transition:color .25s var(--ease)}
.ls-lab-it{left:2px}
.ls-lab-en{right:2px}
.ls-knob{position:absolute;top:2px;left:2px;width:26px;height:26px;border-radius:50%;background:var(--brass);box-shadow:0 1px 3px rgba(16,28,46,.45);transition:left .25s var(--ease)}
.lang-switch .ls-lab-it{color:var(--ink)}
.lang-switch--en .ls-lab-it{color:rgba(255,255,255,.72)}
.lang-switch--en .ls-lab-en{color:var(--ink)}
.lang-switch--en .ls-knob{left:28px}
.lang-switch:hover .ls-knob{box-shadow:0 2px 6px rgba(16,28,46,.6)}
.nav-cta{padding:9px 18px;font-size:14px}

/* Burger + mobile nav */
.burger{display:none;align-items:center;justify-content:center;width:44px;height:44px;padding:0;background:transparent;border:1px solid var(--hairline);border-radius:8px;color:var(--ink);cursor:pointer;user-select:none;-webkit-tap-highlight-color:transparent}
.burger .icon{width:24px;height:24px}
.nav-mobile{position:fixed;left:0;right:0;top:0;z-index:190;background:#fff;padding:88px clamp(16px,5vw,28px) 28px;transform:translateY(-102%);transition:transform .32s var(--ease);box-shadow:var(--sh-3);max-height:100dvh;overflow-y:auto}
.nav-mobile.is-open{transform:translateY(0)}
.nav-mobile a{display:block;padding:13px 4px;font-size:17px;font-weight:500;color:var(--ink);border-bottom:1px solid var(--hairline)}
.nav-mobile a:hover{color:var(--brass)}
.nav-mobile .btn{margin-top:18px;width:100%}
.nav-mobile-contacts{margin-top:20px;display:grid;gap:10px}
.nav-mobile-contacts a{border:0;padding:4px;color:var(--muted);display:inline-flex;align-items:center;gap:8px}

/* Hero */
.hero{position:relative;background:var(--ink);overflow:hidden}
.hero-bg{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
.hero::after{content:"";position:absolute;inset:0;background:linear-gradient(100deg,rgba(16,28,46,.94) 0%,rgba(16,28,46,.78) 45%,rgba(16,28,46,.42) 100%)}
.hero-grid{position:relative;z-index:1;display:grid;grid-template-columns:1.05fr 1fr;gap:clamp(28px,5vw,64px);align-items:center;padding-block:clamp(48px,7vw,96px)}
.hero-copy>*{opacity:0;animation:heroRise .8s var(--ease) forwards}
.hero-copy>*:nth-child(1){animation-delay:.05s}
.hero-copy>*:nth-child(2){animation-delay:.14s}
.hero-copy>*:nth-child(3){animation-delay:.23s}
.hero-copy>*:nth-child(4){animation-delay:.32s}
.hero-copy>*:nth-child(5){animation-delay:.41s}
@keyframes heroRise{from{opacity:0;transform:translateY(24px)}to{opacity:1;transform:none}}
.hero h1{margin-bottom:.35em;color:#fff}
.hero .btn--primary{background:#fff;border-color:#fff;color:var(--primary)}
.hero .btn--primary:hover{background:#E9EDF3;border-color:#E9EDF3}
.hero .checkbox,.hero .sub-form-lead{color:rgba(255,255,255,.78)}
.hero .checkbox a{color:#fff}
.hero .field-err{color:#FFB4A8}
.hero-sub{font-size:clamp(17px,1.7vw,20px);color:rgba(255,255,255,.82)}
.hero-trust{display:flex;flex-wrap:wrap;gap:18px;margin-top:22px;font-size:13.5px;color:rgba(255,255,255,.75)}
.hero-trust span{display:inline-flex;align-items:center;gap:7px}
.hero-trust .icon{color:var(--brass)}
.hero-panel{justify-self:end;width:min(100%,440px);opacity:0;animation:heroRise .9s var(--ease) .3s forwards;padding:clamp(20px,2.6vw,30px);border-radius:14px;background:rgba(16,28,46,.55);-webkit-backdrop-filter:blur(10px);backdrop-filter:blur(10px);border:1px solid rgba(255,255,255,.18);color:#fff}
.hero-panel small{display:block;font-size:12px;letter-spacing:.06em;text-transform:uppercase;color:rgba(255,255,255,.7);margin-bottom:8px}
.hero-panel h2{color:#fff;font-size:21px;margin-bottom:4px}
.hero-panel .hp-note{font-size:13.5px;color:rgba(255,255,255,.75);margin-bottom:14px}
.hero-panel .sub-form{flex-direction:column;align-items:stretch}
.hero-panel .sub-form .field{flex:0 0 auto}
.hero-panel .sub-form .btn{width:100%}
.hero-panel ul{list-style:none;margin:14px 0 0;padding:0;display:grid;gap:12px}
.hero-panel li{display:flex;gap:10px;align-items:flex-start;font-size:14.5px;color:rgba(255,255,255,.88)}
.hero-panel li .icon{width:18px;height:18px;color:var(--brass);margin-top:2px}

/* USP */
.usp-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:clamp(16px,2vw,24px)}
.usp{padding:24px;background:#fff;border:1px solid var(--hairline);border-radius:var(--r-card);box-shadow:var(--sh-1)}
.usp-ic{width:46px;height:46px;display:inline-flex;align-items:center;justify-content:center;border-radius:10px;background:var(--brass-wash);color:var(--brass);margin-bottom:14px}
.usp-ic .icon{width:24px;height:24px}
.usp h3{font-size:17px;margin-bottom:.35em}
.usp p{margin:0;font-size:14.5px;color:var(--muted)}

/* Cards grids */
.grid-2{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:clamp(18px,2.4vw,28px)}
.grid-3{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:clamp(18px,2.4vw,28px)}
.grid-4{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:clamp(16px,2vw,24px)}

/* Product card */
.product-card{position:relative;display:flex;flex-direction:column;background:#fff;border:1px solid var(--hairline);border-radius:var(--r-card);padding:22px;box-shadow:var(--sh-1);transition:transform .25s var(--ease),box-shadow .25s var(--ease),border-color .25s var(--ease)}
.product-card:hover{transform:translateY(-4px);box-shadow:var(--sh-2);border-color:#d3dae3}
.pc-head{display:flex;align-items:flex-start;gap:14px;margin-bottom:14px}
.pc-titles{min-width:0}
.pc-bank{font-size:12.5px;letter-spacing:.04em;text-transform:uppercase;color:var(--muted);margin:0 0 2px}
.pc-name{font-size:19px;margin:0}
.pc-feats{list-style:none;margin:0 0 16px;padding:0;display:grid;gap:9px}
.pc-feats li{display:flex;gap:9px;font-size:14.5px;min-width:0}
.pc-feats .icon{color:var(--brass);width:18px;height:18px;margin-top:2px}
.pc-rate{display:flex;align-items:baseline;gap:8px;margin-bottom:12px}
.stat-card{background:#fff;border:1px solid var(--hairline);border-radius:var(--r-card);box-shadow:var(--sh-1);padding:32px 24px;text-align:center}
.stat-card .num{display:block;font-family:var(--serif);font-weight:600;font-size:clamp(38px,4.4vw,54px);line-height:1.1;color:var(--primary)}
.stat-card .lbl{display:block;margin-top:8px;font-size:14px;color:var(--muted)}
.pc-rate .num{font-family:var(--serif);font-weight:600;font-size:26px;color:var(--ink)}
.pc-rate .lbl{font-size:13px;color:var(--muted)}
.pc-rating{display:flex;align-items:center;gap:8px;margin-bottom:16px}
.pc-rating .score{font-weight:600;font-size:14px}
.pc-cta{margin-top:auto}
.card-disclaimer{font-size:11.5px;line-height:1.45;color:var(--muted);margin:10px 0 0}
.pc-badge{position:absolute;top:-11px;right:16px;display:inline-flex;align-items:center;gap:5px;padding:3px 9px;border-radius:999px;background:var(--brass);color:var(--ink);font-size:11px;font-weight:600;letter-spacing:.03em;box-shadow:var(--sh-1)}

/* Stars (fractional overlay) */
.stars{position:relative;display:inline-flex;width:max-content;line-height:0}
.stars .stars-row{display:inline-flex;gap:2px}
.stars svg{width:16px;height:16px;flex:0 0 auto;fill:currentColor;stroke:none}
.stars-base{color:var(--star-empty)}
.stars-top{position:absolute;top:0;left:0;height:100%;overflow:hidden;color:var(--brass)}

/* Category cards */
.cat-card{position:relative;display:block;border-radius:var(--r-card);overflow:hidden;color:#fff;box-shadow:var(--sh-1);transition:transform .25s var(--ease),box-shadow .25s var(--ease);min-height:220px}
.cat-card:hover{transform:translateY(-4px);box-shadow:var(--sh-2);color:#fff}
.cat-card img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
.cat-card::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(16,28,46,.15),rgba(16,28,46,.82))}
.cat-body{position:relative;z-index:2;display:flex;flex-direction:column;justify-content:flex-end;height:100%;min-height:220px;padding:22px}
.cat-body h3{color:#fff;margin-bottom:.25em}
.cat-body p{margin:0;font-size:14px;color:rgba(255,255,255,.85)}
.cat-body .cat-more{margin-top:12px;display:inline-flex;align-items:center;gap:7px;font-weight:600;font-size:14px;color:var(--brass)}
.cat-more .icon{width:16px;height:16px}

/* Article card (blog) */
.article-card{display:flex;flex-direction:column;background:#fff;border:1px solid var(--hairline);border-radius:var(--r-card);overflow:hidden;box-shadow:var(--sh-1);transition:transform .25s var(--ease),box-shadow .25s var(--ease)}
.article-card:hover{transform:translateY(-4px);box-shadow:var(--sh-2)}
.article-card>img{width:100%;aspect-ratio:16/10;object-fit:cover}
.ac-body{display:flex;flex-direction:column;flex:1;padding:20px}
.ac-meta{font-size:12.5px;color:var(--muted);margin:0 0 8px}
.ac-body h3{font-size:18px;margin-bottom:.4em}
.ac-body h3 a{color:var(--ink)}
.ac-body h3 a:hover{color:var(--brass)}
.ac-body p{font-size:14.5px;color:var(--muted);margin:0 0 14px}
.ac-more{margin-top:auto;font-weight:600;font-size:14px;display:inline-flex;align-items:center;gap:7px}
.ac-more .icon{width:16px;height:16px}

/* Rate table */
.x-wrap{overflow-x:auto;-webkit-overflow-scrolling:touch;border:1px solid var(--hairline);border-radius:var(--r-card);background:#fff;margin-block:18px 28px}
.rate-table{width:100%;border-collapse:collapse;min-width:640px;font-size:14.5px}
.rate-table th,.rate-table td{padding:16px;text-align:left;border-bottom:1px solid var(--hairline);vertical-align:top}
.rate-table thead th{background:var(--primary);color:#fff;font-weight:600;font-size:14px;position:relative}
.rate-table thead th:has(.rt-badge){padding-top:30px}
.rate-table thead .rt-badge{position:absolute;top:6px;left:14px;font-size:10.5px;padding:2px 8px;white-space:nowrap}
.rate-table thead th:first-child{left:0;z-index:3}
.rate-table tbody tr:nth-child(even) td,.rate-table tbody tr:nth-child(even) th[scope="row"]{background:#FAFBFC}
.rate-table tbody th[scope="row"]{font-weight:600;color:var(--muted);text-transform:uppercase;font-size:12px;letter-spacing:.03em}
.rate-table .rt-num{font-family:var(--serif);font-weight:600;font-size:20px;color:var(--ink)}
.rt-badge{display:inline-flex;align-items:center;gap:5px;padding:3px 9px;border-radius:999px;background:var(--brass);color:var(--ink);font-size:11px;font-weight:600;letter-spacing:.03em}

/* Forms */
.sub-form{display:flex;flex-wrap:wrap;gap:12px;align-items:flex-start}
.field{display:flex;flex-direction:column;gap:6px;min-width:0;flex:1 1 240px}
.field label{font-size:13.5px;font-weight:500}
.field .req{color:var(--brass)}
.input,.textarea{width:100%;min-width:0;padding:12px 14px;border:1px solid var(--hairline);border-radius:var(--r-btn);background:#fff;font-family:inherit;font-size:15px;color:var(--ink);transition:border-color .18s var(--ease),box-shadow .18s var(--ease)}
.input:focus,.textarea:focus{outline:none;border-color:var(--brass);box-shadow:0 0 0 3px var(--brass-wash)}
.input::placeholder,.textarea::placeholder{color:#9AA4B2}
.textarea{resize:none;min-height:120px}
.input[aria-invalid="true"],.textarea[aria-invalid="true"]{border-color:#C0392B;box-shadow:0 0 0 3px rgba(192,57,43,.1)}
.field-err{font-size:12.5px;color:#C0392B;min-height:1em}
.checkbox{display:flex;gap:10px;align-items:flex-start;font-size:13.5px;color:var(--muted);cursor:pointer;user-select:none;min-width:0}
.checkbox input{margin:2px 0 0;width:18px;height:18px;flex:0 0 auto;accent-color:var(--brass);cursor:pointer}
.checkbox a{font-weight:500}
.form-inline{display:flex;flex-wrap:wrap;gap:12px}
.form-inline .field{flex:1 1 260px}
.form-inline .btn{flex:0 0 auto;align-self:stretch}

/* Custom select */
.cselect{position:relative;min-width:0}
.cselect-btn{width:100%;display:flex;align-items:center;justify-content:space-between;gap:10px;padding:12px 14px;border:1px solid var(--hairline);border-radius:var(--r-btn);background:#fff;font-family:inherit;font-size:15px;color:var(--ink);cursor:pointer;text-align:left;user-select:none;-webkit-tap-highlight-color:transparent}
.cselect-btn .icon{width:18px;height:18px;color:var(--muted);transform:rotate(90deg);transition:transform .2s var(--ease)}
.cselect.is-open .cselect-btn{border-color:var(--brass);box-shadow:0 0 0 3px var(--brass-wash)}
.cselect.is-open .cselect-btn .icon{transform:rotate(-90deg)}
.cselect-panel{position:absolute;left:0;right:0;top:calc(100% + 6px);z-index:60;background:#fff;border:1px solid var(--hairline);border-radius:var(--r-btn);box-shadow:var(--sh-2);padding:6px;max-height:260px;overflow-y:auto}
.cselect-opt{padding:10px 12px;border-radius:6px;font-size:15px;cursor:pointer;user-select:none}
.cselect-opt:hover,.cselect-opt.is-active{background:var(--brass-wash);color:var(--brass)}
.cselect-opt[aria-selected="true"]{font-weight:600}
/* toolbar containing cselect must sit above cards */
.toolbar{position:relative;z-index:50}

/* Dark subscribe panel */
.subscribe{background:var(--panel);color:#fff;border-radius:16px;padding:clamp(28px,4vw,52px);position:relative;overflow:hidden}
.subscribe.full{border-radius:0}
.subscribe h2{color:#fff}
.subscribe .lede{color:rgba(255,255,255,.78)}
.subscribe .btn--ghost{border-color:rgba(255,255,255,.35);color:#fff}
.subscribe .btn--ghost:hover{border-color:var(--brass);color:var(--brass)}
.ab-cta-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:22px}
.qz-subscribe{margin-top:clamp(28px,4vw,44px)}
.subscribe .input{background:rgba(255,255,255,.06);border-color:rgba(255,255,255,.22);color:#fff}
.subscribe .input::placeholder{color:rgba(255,255,255,.55)}
.subscribe .input:focus{border-color:var(--brass);box-shadow:0 0 0 3px rgba(185,138,47,.25)}
.subscribe .field label{color:rgba(255,255,255,.85)}
.subscribe .checkbox{color:rgba(255,255,255,.7)}
.subscribe .sub-form .checkbox{flex:1 1 100%}
.subscribe .checkbox a{color:var(--brass)}
.subscribe-inner{position:relative;z-index:2;max-width:640px}

/* FAQ */
.faq{display:grid;gap:12px}
.faq-more{margin-top:24px;text-align:center}
.faq-item{background:#fff;border:1px solid var(--hairline);border-radius:var(--r-card);overflow:hidden}
.faq-item summary{list-style:none;display:flex;align-items:center;justify-content:space-between;gap:16px;padding:18px 20px;cursor:pointer;font-weight:600;font-size:16.5px;user-select:none;-webkit-tap-highlight-color:transparent}
.faq-item summary::-webkit-details-marker{display:none}
.faq-item summary .icon{width:20px;height:20px;color:var(--brass);flex:0 0 auto;transition:transform .3s var(--ease)}
.faq-item.is-open summary .icon{transform:rotate(45deg)}
.faq-body{padding:0 20px;overflow:hidden}
.faq-inner{padding-bottom:18px;color:var(--muted)}

/* Breadcrumbs */
.crumbs{padding-block:16px;font-size:13.5px;color:var(--muted)}
.crumbs ol{list-style:none;display:flex;flex-wrap:wrap;gap:8px;margin:0;padding:0}
.crumbs li{display:inline-flex;align-items:center;gap:8px}
.crumbs li+li::before{content:"/";color:var(--hairline)}
.crumbs a{color:var(--muted)}
.crumbs a:hover{color:var(--brass)}
.crumbs [aria-current="page"]{color:var(--ink)}

/* Cookie bar */
.cookie-bar{position:fixed;left:16px;right:16px;bottom:16px;z-index:300;background:#fff;border:1px solid var(--hairline);border-radius:12px;box-shadow:var(--sh-3);padding:18px 20px;display:flex;flex-wrap:wrap;align-items:center;gap:14px 20px;max-width:1000px;margin-inline:auto}
.cookie-bar p{margin:0;font-size:13.5px;color:var(--muted);flex:1 1 320px;min-width:0}
.cookie-bar p b{color:var(--ink)}
.cookie-actions{display:flex;gap:10px;flex:0 0 auto}

/* Modal + toast */
.modal-backdrop{position:fixed;inset:0;z-index:400;background:rgba(16,28,46,.55);display:flex;align-items:center;justify-content:center;padding:20px;opacity:0;transition:opacity .25s var(--ease)}
.modal-backdrop.is-open{opacity:1}
.modal{width:100%;max-width:480px;background:#fff;border-radius:16px;box-shadow:var(--sh-3);padding:clamp(22px,4vw,34px);max-height:calc(100dvh - 40px);overflow-y:auto;transform:translateY(12px);transition:transform .28s var(--ease)}
.modal-backdrop.is-open .modal{transform:none}
.modal-head{display:flex;align-items:flex-start;justify-content:space-between;gap:16px;margin-bottom:6px}
.modal-head h2{font-size:22px;margin:0}
.modal p.modal-sub{color:var(--muted);font-size:14.5px;margin-bottom:18px}
.modal-close{width:38px;height:38px;flex:0 0 auto;display:inline-flex;align-items:center;justify-content:center;background:transparent;border:1px solid var(--hairline);border-radius:8px;color:var(--ink);cursor:pointer;-webkit-tap-highlight-color:transparent}
.modal-close:hover{background:var(--bg);color:var(--brass)}
.modal-close .icon{width:20px;height:20px}
.modal .field{margin-bottom:14px}
.modal .btn--full{margin-top:6px}

.toast-backdrop{position:fixed;inset:0;z-index:500;background:rgba(16,28,46,.45);display:flex;align-items:center;justify-content:center;padding:20px;opacity:0;transition:opacity .25s var(--ease)}
.toast-backdrop.is-open{opacity:1}
.toast{width:100%;max-width:400px;background:#fff;border-radius:16px;box-shadow:var(--sh-3);padding:32px 28px;text-align:center;transform:scale(.94);transition:transform .28s var(--ease)}
.toast-backdrop.is-open .toast{transform:none}
.toast-ic{width:56px;height:56px;margin:0 auto 16px;display:flex;align-items:center;justify-content:center;border-radius:50%;background:var(--brass-wash);color:var(--brass)}
.toast-ic .icon{width:30px;height:30px}
.toast h3{margin-bottom:.35em}
.toast p{margin:0;color:var(--muted);font-size:14.5px}

/* Chat */
.chat-toggle{position:fixed;right:20px;bottom:calc(20px + var(--cookie-h));z-index:350;width:60px;height:60px;border-radius:50%;background:var(--primary);color:#fff;border:none;cursor:pointer;box-shadow:var(--sh-3);display:flex;align-items:center;justify-content:center;transition:transform .2s var(--ease),box-shadow .2s var(--ease);-webkit-tap-highlight-color:transparent}
.chat-toggle:hover{transform:scale(1.06);box-shadow:0 14px 34px rgba(16,28,46,.28)}
.chat-toggle .icon{width:28px;height:28px}
.chat-toggle .spark{position:absolute;top:12px;right:13px;width:9px;height:9px;color:var(--brass)}
.chat-panel{position:fixed;right:20px;bottom:calc(20px + var(--cookie-h));z-index:351;width:360px;max-width:calc(100vw - 40px);height:460px;max-height:calc(100dvh - 40px);background:#fff;border:1px solid var(--hairline);border-radius:16px;box-shadow:var(--sh-3);display:flex;flex-direction:column;overflow:hidden;transform:translateY(16px) scale(.98);opacity:0;pointer-events:none;transition:transform .26s var(--ease),opacity .26s var(--ease)}
.chat-panel.is-open{transform:none;opacity:1;pointer-events:auto}
.chat-head{display:flex;align-items:center;gap:12px;padding:14px 16px;background:var(--panel);color:#fff;flex:0 0 auto}
.chat-head img{width:40px;height:40px;border-radius:50%;object-fit:cover;flex:0 0 auto;background:#22344d}
.chat-head .ch-name{font-weight:600;font-size:15px;line-height:1.2}
.chat-head .ch-role{font-size:12px;color:rgba(255,255,255,.7)}
.chat-head .ch-status{margin-left:auto;display:inline-flex;align-items:center;gap:6px;font-size:11.5px;color:rgba(255,255,255,.75)}
.chat-head .ch-status::before{content:"";width:8px;height:8px;border-radius:50%;background:#4ADE80}
.chat-close{width:32px;height:32px;background:transparent;border:none;color:#fff;cursor:pointer;display:flex;align-items:center;justify-content:center;border-radius:6px;-webkit-tap-highlight-color:transparent}
.chat-close:hover{background:rgba(255,255,255,.12)}
.chat-close .icon{width:20px;height:20px}
.chat-log{flex:1;overflow-y:auto;padding:16px;display:flex;flex-direction:column;gap:10px;background:var(--bg)}
.msg{max-width:82%;padding:10px 13px;border-radius:12px;font-size:14px;line-height:1.45}
.msg-bot{align-self:flex-start;background:#fff;border:1px solid var(--hairline);border-bottom-left-radius:4px}
.msg-user{align-self:flex-end;background:var(--primary);color:#fff;border-bottom-right-radius:4px}
.msg a{color:var(--brass);font-weight:600}
.msg-user a{color:#fff;text-decoration:underline}
.chat-chips{display:flex;flex-wrap:wrap;gap:8px;margin-top:2px}
.chat-chip{padding:7px 12px;border:1px solid var(--hairline);border-radius:999px;background:#fff;font-size:13px;font-weight:500;color:var(--primary);cursor:pointer;-webkit-tap-highlight-color:transparent}
.chat-chip:hover{border-color:var(--brass);color:var(--brass);background:var(--brass-wash)}
.chat-typing{align-self:flex-start;display:inline-flex;gap:4px;padding:12px 14px;background:#fff;border:1px solid var(--hairline);border-radius:12px}
.chat-typing span{width:7px;height:7px;border-radius:50%;background:#B7C0CC;animation:blink 1.2s infinite}
.chat-typing span:nth-child(2){animation-delay:.2s}
.chat-typing span:nth-child(3){animation-delay:.4s}
@keyframes blink{0%,60%,100%{opacity:.3}30%{opacity:1}}
.chat-form{display:flex;gap:8px;padding:12px;border-top:1px solid var(--hairline);background:#fff;flex:0 0 auto}
.chat-form input{flex:1;min-width:0;padding:10px 12px;border:1px solid var(--hairline);border-radius:999px;font-family:inherit;font-size:14px}
.chat-form input:focus{outline:none;border-color:var(--brass)}
.chat-send{width:42px;height:42px;flex:0 0 auto;border:none;border-radius:50%;background:var(--primary);color:#fff;cursor:pointer;display:flex;align-items:center;justify-content:center;-webkit-tap-highlight-color:transparent}
.chat-send:hover{background:var(--primary-h)}
.chat-send .icon{width:19px;height:19px}

/* Quiz */
.quiz{background:#fff;border:1px solid var(--hairline);border-radius:16px;box-shadow:var(--sh-1);padding:clamp(22px,4vw,36px)}
.quiz-bar{height:8px;border-radius:999px;background:var(--hairline);overflow:hidden;margin-bottom:22px}
.quiz-bar i{display:block;height:100%;background:var(--brass);border-radius:999px;transition:width .35s var(--ease);width:0}
.quiz-step{font-size:13px;color:var(--muted);margin-bottom:10px}
.quiz-q{font-size:20px;font-weight:700;margin-bottom:20px}
.quiz-opts{display:grid;gap:10px;margin-bottom:22px}
.quiz-opt{display:flex;align-items:center;gap:12px;width:100%;text-align:left;padding:14px 16px;border:1px solid var(--hairline);border-radius:10px;background:#fff;font-family:inherit;font-size:15px;color:var(--ink);cursor:pointer;transition:border-color .18s var(--ease),background-color .18s var(--ease);-webkit-tap-highlight-color:transparent}
.quiz-opt:hover{border-color:var(--brass);background:var(--brass-wash)}
.quiz-opt.is-selected{border-color:var(--primary);background:var(--brass-wash)}
.quiz-opt.is-correct{border-color:#2C8A5B;background:rgba(44,138,91,.08)}
.quiz-opt.is-wrong{border-color:#C0392B;background:rgba(192,57,43,.07)}
.quiz-opt .mark{width:26px;height:26px;flex:0 0 auto;border-radius:50%;border:1px solid var(--hairline);display:flex;align-items:center;justify-content:center;font-weight:600;font-size:13px;color:var(--muted)}
.quiz-opt.is-selected .mark{background:var(--primary);color:#fff;border-color:var(--primary)}
.quiz-actions{display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap}
.quiz-actions--center{justify-content:center}
.quiz-result{text-align:center}
.quiz-score{font-family:var(--serif);font-weight:600;font-size:clamp(40px,8vw,64px);color:var(--brass);line-height:1}
.quiz-tier{margin:18px 0;padding:18px 20px;background:var(--brass-wash);border-radius:12px;text-align:left}
.quiz-tier h3{font-size:16px;margin-bottom:.35em;color:var(--brass-d)}
.quiz-tier p{font-size:14.5px;color:var(--muted);margin-bottom:12px}

/* Quiz switcher */
.qz-switcher{display:flex;flex-wrap:wrap;gap:10px;margin-bottom:24px}
.qz-switch{padding:10px 18px;border:1px solid var(--hairline);border-radius:999px;background:#fff;font-family:inherit;font-weight:600;font-size:14.5px;color:var(--muted);cursor:pointer;transition:border-color .18s var(--ease),color .18s var(--ease),background-color .18s var(--ease);-webkit-tap-highlight-color:transparent}
.qz-switch:hover{border-color:var(--brass);color:var(--brass)}
.qz-switch.is-active{background:var(--primary);border-color:var(--primary);color:#fff}

/* Footer Colonnato */
.site-footer{background:var(--panel);color:rgba(255,255,255,.72)}
.ftr-colonnato{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:0;padding-block:clamp(40px,5vw,64px)}
.ftr-col{padding-inline:clamp(16px,2.4vw,34px)}
.ftr-col+.ftr-col{border-inline-start:1px solid rgba(255,255,255,.12)}
.ftr-col:first-child{padding-inline-start:0}
.ftr-col h4{color:#fff;font-size:13px;letter-spacing:.08em;text-transform:uppercase;margin-bottom:16px}
.ftr-col ul{list-style:none;margin:0;padding:0;display:grid;gap:10px}
.ftr-col a{color:rgba(255,255,255,.72);font-size:14.5px}
.ftr-col a:hover{color:var(--brass)}
.ftr-social{display:flex;gap:10px}
.ftr-social a{width:40px;height:40px;display:inline-flex;align-items:center;justify-content:center;border:1px solid rgba(255,255,255,.16);border-radius:8px;color:rgba(255,255,255,.8)}
.ftr-social a:hover{border-color:var(--brass);color:var(--brass)}
.ftr-social .icon{width:20px;height:20px}
.ftr-legal{display:flex;align-items:center;justify-content:space-between;gap:16px 28px;flex-wrap:wrap;padding-block:22px;border-top:1px solid rgba(255,255,255,.12);font-size:12.5px;line-height:1.6;color:rgba(255,255,255,.6)}
.ftr-legal-text{min-width:0}
.ftr-social{flex:0 0 auto}
.ftr-legal a{color:rgba(255,255,255,.75)}
.ftr-legal a:hover{color:var(--brass)}
.ftr-18{display:inline-flex;align-items:center;justify-content:center;min-width:34px;height:22px;padding:0 6px;border:1px solid rgba(255,255,255,.4);border-radius:5px;font-size:11px;font-weight:600;color:#fff;margin-right:8px}

/* Legal pages */
.legal-updated{color:var(--muted);font-size:14px;margin-bottom:2em}
.legal-content h2{margin-top:2.2em}
.legal-content h2:first-child{margin-top:0}
.legal-content h3{margin-top:1.2em}
.legal-content li{margin-bottom:.3em}

/* Reveal */
.js .reveal{opacity:0;transform:translateY(26px);transition:opacity .7s var(--ease),transform .7s var(--ease)}
.js .reveal.in{opacity:1;transform:none}

.soon-media{aspect-ratio:16/10;background:var(--panel);display:flex;align-items:center;justify-content:center;color:#fff}

/* CTA banner */
.cta-banner{position:relative;overflow:hidden;border-radius:16px;background:linear-gradient(115deg,var(--panel) 0%,#0C1826 70%);padding:clamp(32px,5vw,56px);text-align:center}
.cta-banner::after{content:"";position:absolute;right:-10%;top:-40%;width:70%;height:180%;border:2px solid rgba(185,138,47,.35);border-radius:50%;transform:rotate(-18deg)}
.cta-banner-inner{position:relative;z-index:1;max-width:640px;margin-inline:auto}
.cta-banner-inner h2{color:#fff}
.cta-banner-inner p{color:rgba(255,255,255,.78);margin-bottom:0}
.cta-banner-actions{display:flex;flex-wrap:wrap;justify-content:center;gap:14px;margin-top:24px}
.cta-banner .btn--ghost{border-color:rgba(255,255,255,.35);color:#fff}
.cta-banner .btn--ghost:hover{border-color:var(--brass);color:var(--brass)}

/* Reviews */
.reviews-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:clamp(16px,2vw,24px)}
.review-card{display:flex;flex-direction:column;background:#fff;border:1px solid var(--hairline);border-radius:var(--r-card);box-shadow:var(--sh-1);padding:22px;transition:transform .25s var(--ease),box-shadow .25s var(--ease)}
.review-card:hover{transform:translateY(-4px);box-shadow:var(--sh-2)}
.rv-quote{width:26px;height:26px;color:var(--brass);opacity:.45;margin-bottom:10px}
.rv-stars{margin-bottom:10px}
.rv-text{font-size:14.5px;color:var(--ink);margin-bottom:16px}
.rv-meta{display:flex;align-items:center;gap:10px;margin-top:auto}
.rv-meta img{width:56px;height:56px;border-radius:50%;object-fit:cover;flex:0 0 auto}
.rv-name{font-weight:600;font-size:14.5px;color:var(--ink)}
.rv-place{font-size:12.5px;color:var(--muted)}

.ct-form-card{background:#fff;border:1px solid var(--hairline);border-radius:var(--r-card);box-shadow:var(--sh-1);padding:clamp(22px,3vw,32px);align-self:start}
.ct-link-card{display:flex;align-items:center;gap:14px;background:#fff;border:1px solid var(--hairline);border-radius:var(--r-card);box-shadow:var(--sh-1);padding:18px 20px;font-weight:600;color:var(--ink);transition:transform .25s var(--ease),box-shadow .25s var(--ease),border-color .25s var(--ease)}
.ct-link-card:hover{transform:translateY(-3px);box-shadow:var(--sh-2);border-color:var(--brass);color:var(--ink)}
.ct-ic{width:44px;height:44px;flex:0 0 auto;display:inline-flex;align-items:center;justify-content:center;border-radius:10px;background:var(--brass-wash);color:var(--brass)}
.ct-arr{margin-left:auto;color:var(--brass);flex:0 0 auto}
.ct-note{margin-top:26px;color:var(--muted)}

/* Media */
@media (max-width:1220px){
  .nav,.hdr-bar .nav-cta{display:none}
  .burger{display:inline-flex}
  .hero-grid{grid-template-columns:1fr;gap:clamp(28px,5vw,44px)}
  .hero-panel{justify-self:stretch;width:100%}
  .grid-4,.usp-grid,.reviews-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
  .ftr-colonnato{grid-template-columns:repeat(2,minmax(0,1fr));gap:28px 0}
  .ftr-col:nth-child(3){border-inline-start:0;padding-inline-start:0}
}
@media (max-width:820px){
  .grid-3,.grid-2{grid-template-columns:1fr}
  .usp-grid,.grid-4,.reviews-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
  .hdr-contacts{gap:14px;font-size:13px}
  .ftr-legal{flex-direction:column;align-items:center;text-align:center}
  .ftr-social{justify-content:center}
}
@media (max-width:520px){
  .usp-grid,.grid-4,.reviews-grid{grid-template-columns:1fr}
  .ftr-colonnato{grid-template-columns:1fr;gap:26px}
  .ftr-col{padding-inline:0}
  .ftr-col+.ftr-col{border-inline-start:0;border-top:1px solid rgba(255,255,255,.12);padding-top:24px}
  .cookie-bar{left:0;right:0;bottom:0;border-radius:12px 12px 0 0;max-width:none}
  .cookie-actions{width:100%}
  .cookie-actions .btn{flex:1}
  .chat-panel{right:0;left:0;bottom:0;width:100%;max-width:none;height:70dvh;border-radius:16px 16px 0 0}
  .form-inline .btn,.sub-form .btn{width:100%}
}
@media (max-width:430px){
  .hdr-contacts a span.contact-label{display:none}
  .pc-head{gap:10px}
}
@media (max-width:360px){
  .btn{padding:11px 16px}
}

@media (prefers-reduced-motion:reduce){
  *,*::before,*::after{animation-duration:.001ms!important;animation-iteration-count:1!important;transition-duration:.001ms!important;scroll-behavior:auto!important}
  .hero-copy>*,.hero-panel{opacity:1!important;animation:none!important}
  .js .reveal{opacity:1!important;transform:none!important}
  .chat-typing span{animation:none}
}